XTB customer reviews

Updated: March 31, 2026
XTB
Views628
Summary
Reviews of XTB present a deeply divided opinion among users. Many positive reviews highlight the platform’s ease of use, user-friendly interface, smooth withdrawals, responsive customer service, and useful educational resources. Some customers praise the offered interest on uninvested cash, free share promotions, and wide access to stocks and commodities, describing XTB as a reliable and modern broker. However, a large number of users criticize XTB for poor customer support, long and complicated verification and withdrawal processes, technical issues, and system instability during high market activity. Several complain about misleading promotional offers, such as promised free shares that were never delivered. Others describe severe operational flaws, such as forced expirations on instruments, limited trading hours, bad hedge management, and frequent platform freezes. Many users report unprofessional or even suspicious behavior, with some alleging manipulation of trades and unauthorized transactions. Overall, while XTB receives praise for its interface and educational tools, numerous users find it untrustworthy, inefficient, and profit-driven, cautioning traders—especially beginners—to stay away.
Marcin Kasprzykowski
24.11.2025 | 16:25

The removed API, they removed fee-less currency exchange. The UI is clumsy and customizable only to some small degree. The mobile app is a junk, shows tons of info I do not need and makes it difficult to get to what I really want.

Panaite Adrian
24.11.2025 | 10:04

Good execution. Variety of instruments. Easy login.

Raymond
23.11.2025 | 19:05

simple to use

Craig Antony Birch
23.11.2025 | 17:08

So far so,good

Guillermo Ernesto Foca
22.11.2025 | 20:37

Excellent 👌🏻

Branislav Tomko
22.11.2025 | 18:09

I miss info about state of my accont in custom period

Setiyo Udiyono Udiyono
22.11.2025 | 15:27

Very nice and be sucsessfull

customer
21.11.2025 | 10:24

Is functioning well and is comprehensive and user friendly.

Johnny Carlos Esto
21.11.2025 | 09:37

Relay good spread sheet and clear cadle

Amine H
21.11.2025 | 08:53

Great application

Phong Tran
21.11.2025 | 03:22

Good. Trustworthy

Hervé Luc Dejean
20.11.2025 | 23:22

On doit se tenir au courant dès sujets internationaux

Jan
20.11.2025 | 20:46

Perfect platform.

kevin mcgregor
20.11.2025 | 18:52

Made trading easy

Mrs Evalinda Manuel
20.11.2025 | 18:51

Sometimes is really hard to understand how your robot make me loose

Javad farrokhi
20.11.2025 | 15:57

Hands down the most dishonest and unprofessional platform I’ve ever dealt with. Avoid at all costs. After verifying my account, they immediately pushed me to deposit money. I deposited a small amount just to test them — and the moment I did, they magically switched my account back to “Unverified.” Their support is a disaster: extremely slow, barely available, and completely useless. I closed my account without even using it and requested a refund. It’s been days, and they still haven’t returned my money. Every time I ask, they repeat the same empty line: “We are working on it.” Their aggressive advertising makes them look legit, but don’t be fooled. This platform is sloppy, misleading, and you’re genuinely risking your money. Customer support is a joke, and the whole operation feels shady.

Meet the Muhammads
20.11.2025 | 01:07

Easy to put money in but found it hard to withdraw. It was finally done but it put me off using the app. I hope others have a better experience

MichalP
19.11.2025 | 11:32

It would be useful to be able to open and close positions before the market starts

Jake Anema
19.11.2025 | 01:55

Scammers! Let you deposit using bank details but when trying to withdraw they need every document under the sun. They also proceed to reject the ID and use the ‘unclear’photo excuse to get away with it. DO NOT DEPOSIT

Spyros theodorou
15.11.2025 | 03:59

Terrible experience at all! I tried to login into my account and suddenly (as I forgot my password and tried to reset it), I was locked out for nearly a week without having any access to my own money. When I was contacting the customer support I was getting all the time the same response, that I need to wait without explaining me the reason of their technical issue. As I contacted the Financial Ombudsman service, they said to me that i could go further if the issue was there after 8 weeks. Overall very bad experience, stay away!!!

Daniel Racolta
14.11.2025 | 21:42

I can't withdraw my money it's been already 2 months, I've contacted them I don't receive the SMS, and keep calling them to remind them about the problem, it's been fixed for 24h and now it's not working again, literally 2 months and it's not fixed. THEY ARE TAXING ME 3% INSTEAD OF 1% , again 7 weeks and they are just telling me "they are looking at it"

Mohamed
13.11.2025 | 10:55

I topped up my account using my Visa card, and when i tried to withdraw to the same Visa card that i used to fund the accountn but they wouldn't allow it, they say that "virtualpay" doesn't allow withdrawals, so my money is stuck there because they wouldn't allow me to withdraw to the same card i used to top-up.

Abdullah Alshahaimi
09.11.2025 | 11:21

I ask to withdraw money since 14/10/2025 and till date i don't know where is my money . I contact my bank they said no amount has been received from the xtb company . I tried many time to withdraw with different bank but none was successful till date . I'm waiting to receive my money or back to my xtb account ! Or its a scam company ?

Imran Panjwani
08.11.2025 | 02:45

Tried to open an account with them as their ISA offer looked good. I already have accounts with 2 other providers, which i am happy with...but just wanted to diversify a little bit. Completed the account opening form, then was struggling with the verification process, so contacted them. They basically told me it's because my account application has been rejected. After querying why, they said "business reasons". I asked them to clarify, and they reiterated "business reasons. I opened a formal complaint to them, saying i can't fix whatever issues they have with my application without actually know what the problem is. Their complaints department said "business reasons", and they can't tell me anymore. As they are still offering account openings (and advertising on youtube), they are clearly still offering applications, so clearly they have some unknown issue with me. I am escalating this to the financial ombudsman, as i feel in the current era of debanking, it could be anything....including my race, gender or nationality. I would accept a valid reason...but they are unwilling to give it

Al am
06.11.2025 | 13:35

Looks like a scam site for stealing idendity I submitted all these 1)Passport- accepted after 5 attempts Adress proof.. they need 2 documents which is unusual 2)Utlity bill 1 - rejected for being joint named and not single 3)Utility Bill 2-rejected for unknown reason saying digitally altered 4)Utility bill 3 (Monzo bank statement) accepted 5)Utility bill 4 rejected saying we want it from another provider without any justification The local rep who called to push sell on day0 is not available for any explanation or help == DO not go to them... == Today they are asking for my proof of funds == Very intrusive and out of place and highly suspicious === Dear Client, Thank you for applying for a real account at XTB Limited. Having reviewed the data you provided, it has come to our attention that your stated source of funds were Savings. Please note that as a regulated financial institution we are obligated to verify the information provided by our customers with special attention to the source of the funds they wish to deposit with XTB. Therefore, we will require additional information relating to the declared source of funds. Liquid net worth In order for us to assess your source of funds please provide: Bank statement credit balance and origin of funds We appreciate that you may feel these requests are intrusive, however as previously explained we are required to conduct due diligence before providing a real account for you, therefore we appreciate your understanding. If you have any questions, please contact us at: ukservice at xtb.co.uk or +44 (0)20 3695 3086

Kanus
06.11.2025 | 11:03

Applied the ISA transfer out since 21/10, the new ISA provided has contacted XTB a few times but didn't get any response. I have been contacted with the customer services of XTB, which say have been forward to the related team. But till now, still didn't get any updates. Nothing can be do, can't do any investment or gaining any daily interest. Hundred pounds was lost and capital was locked without reason. You can't use your money if you have any emergency need.

Adrian Gabriel
05.11.2025 | 14:23

I don't recommand !!! I put a stop loss and the platform didn't take it, they say tehnical errors !!!

Louisa Camara
04.11.2025 | 15:41

Mauvaise experience

Adrian
29.10.2025 | 15:14

As a taxpaying citizen in this country paying taxes for almost 20 years, I did not need this. Be aware of XTB!! I'm sure XTB as a company may be great some employees are not. I signed up and Miles Chilton gave me a call 1. I went through the application process and uploaded my documents 2. Miles gave me a call and said he is my accounts manager 3. Was told he done his job and I must send a single line stating my nationality (even though I already submitted my certified passport picture via the app) 4. Called a couple days after was asked for a copy of ny passport picture again 5. Called Miles again and he told me the picture was not clear even though it was a perfect visable picture Miles wasted my valiant time, phonecalls, emails and genuine efforts despite my polite manner and approach.

Sandro
29.10.2025 | 10:26

Scam broker.

Load more
Page loaded in 241.00 ms