QuantumFX (General Branding) EN

XTB customer reviews

Updated: July 15, 2026
XTB
Views1106
Summary
Reviews are mixed, with several users praising the app’s simplicity, ease of use, useful training/tips, wide access to different asset classes and markets, and good execution or spreads on some instruments. Some beginners report a smooth deposit process and appreciate being able to start investing with small amounts. However, recurring complaints center on poor and slow customer support, ignored messages, and inconsistent responses across channels. Many users experienced frustrating and unclear KYC/address-verification demands—documents rejected without explanation, additional requests for bank statements long after deposit, inability to attach alternative documents, and even a missing country option—leading to account refusals or blocked withdrawals. There are also reports of technical/platform issues: market-opening delays, stop-loss orders not executed, lack of visible holding-period info, and unexpected system changes during important sessions. Other negatives include long processing times for transfers, limited choice of funds/ETFs, forced currency conversion on many products, and unmet marketing promises (e.g., free shares or validation problems). A few individual cases mention resolution after escalation, but overall the biggest themes are trust and support concerns despite a generally user-friendly interface and appealing market access.
Johan Manuel Carreño Ballester
10.12.2025 | 17:18

The App is easy and friendly

Zulqarnain Qadir
10.12.2025 | 16:44

Good 👍1696886

Millennium
10.12.2025 | 16:07

I wanted to open a simple demo account with XTB, but the whole process was unnecessarily complicated and far too intrusive. To create just a demo account, I had to go through repeated email verification, SMS codes, and full personal-details forms — I had to start the process from the beginning three times. Then, only minutes after entering my phone number, I received an unsolicited call from XTB, asking me to upload my driving licence or ID and provide proof of address. I explained clearly that I only wanted a demo account to test whether I even liked the platform, not a real account. The response I received was unbelievable: “YOU CANNOT OPEN A DEMO ACCOUNT IF YOU DON’T HAVE A REAL ONE.” This defeats the entire purpose of a demo account. For around 1.6 million clients, XTB has one person sitting somewhere and interrupting all users as soon as they type their personal phone number. Unacceptable and disappointing. Now my personal data is stored with XTB for no valid reason, and this raises concerns about privacy, unwanted calls, and why people end up receiving suspicious contact after providing details to companies. Overall, this experience was extremely disappointing. A demo account should not require full KYC verification, unsolicited calls, or pressure to upload documents. The whole process felt more like data collection than offering a genuine demo service. I regret even starting the registration, and based on this experience, I cannot recommend XTB.

Lucian Bodron
10.12.2025 | 12:33

great experience

Francisco Jose Lobito
10.12.2025 | 11:43

Better APP trade

Kristián Kameš
10.12.2025 | 08:49

Like this broker very much

J W
10.12.2025 | 07:25

XTB still refuses to refund my initial investment in my ISA account directly to my registered bank account after filling internal complaints with their compliance team. They also ignored the ISA transfer to another alternative ISA provider request despite the fact that their compliance confirmed their transfer team has received the information will deal with transferring request. After HMRC recommended 30 days transfer period, this transfer was cancelled due to no responce from XTB although 3 reminders was sent during the one month period. The latest update in Dec:1) cash still remains with XTB since they refused to refund and transfer .2) XTB Compliance will take further 8 weeks to draw their findings and conclusion. This cash refund request has been going on for over 3 months, still unsuccessful. Word of warning : DO NOT TRANSFER CASH INTO XTB I will keep this matter updated into year 2026.

IOAN BITIUSCA
10.12.2025 | 06:52

I have no experience

Arfandi Arsyad Djaropi
10.12.2025 | 01:33

Very good and excelent

Arthur Portas
09.12.2025 | 21:58

Simple, very intuitive interface!

ZDR
09.12.2025 | 18:17

J'aime bien la version internet car j'ai eu du mal à prendre en main l'application mobile. La version internet est plus ergonomique !

Vasile-Rares RUSU
09.12.2025 | 18:12

Awesome platform!

DD
09.12.2025 | 17:28

I am very disappointed with XTB – although until now everything seemed fine, probably because I had not encountered any problems. With the Unilever split, instead of receiving 8/9 shares as I should have, XTB sold all 20 of my shares, claiming they were fractional. I did not want to sell them, but XTB did it automatically, and I ended up with a significant loss. This is very serious. I have therefore lost my trust and will withdraw from this platform. Update: answer to XTB: already did that, nothing happened. Useless!

Dani Negoita
09.12.2025 | 14:06

I m love it. I like this app

Horotan Ionut Alexandru
09.12.2025 | 06:23

All good straightforward

LE BARON jordane
08.12.2025 | 23:27

Bonne application, facile a naviguer

Tanja Cvetkovic
08.12.2025 | 20:49

Experience is low,will see

Vasile Alexandru Dardac
08.12.2025 | 20:08

Great app, nice UI!

Dinca Cristian
08.12.2025 | 16:20

Amazing interface! Very easy to use! Self explanatory!

DUY TUNG Thai
08.12.2025 | 11:23

Fast response to my question and very convenient for vietnamese who want to invest abroad

LUPU
08.12.2025 | 10:45

U WANT TO LEARN ABOUT THIS

Prayoga
08.12.2025 | 03:34

Good app for trading

VLAD-GEORGIAN DUTU
07.12.2025 | 21:49

It helps because it gives you a lot of information

Hien Landry botite Landry
07.12.2025 | 18:46

Cool merci beaucoup

Sean Michael Streets
06.12.2025 | 16:48

The platform is easy to use and understand

Miguel Angel Gomez Garban
06.12.2025 | 14:47

very naci very nice

Aurel Nicolai
05.12.2025 | 23:09

Easy to use and reliable.

Rashmi Dubey
05.12.2025 | 20:51

The interface

Sebastian Tapia
05.12.2025 | 16:10

Is very easy

Nacho Llagostera
05.12.2025 | 16:00

Professional, how should be done

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