FinvestAI Review

About FinvestAI

FinvestAI operates via finvestai.org and states that the service is operated by Naffitive Ltd (company No. 2122836) at 1st Floor, Irvine’s Place, 159 Main Street, P.O. Box 2132, Road Town, Tortola, British Virgin Islands VG1110. The Terms list jurisdictional restrictions that include the United States. The site provides contact details (+44 203 949 5535, support@finvestai.org).

The website promotes multi‑asset CFD trading in forex, stocks, cryptocurrencies, indices and commodities on a web‑based “WebTrader” platform, advertising “spreads from 0.0 pips” and “flexible leverage.” The homepage cites leverage “up to 1:500,” while the Account Types page lists tiers from Standard to VIP with maximum leverage up to 1:400. Client access references include client.finvestai.org; “Trade” buttons on the Account Types page link to an external portal at client.pioneermarkts.com. Language options shown are English, French and Portuguese.

Published account tiers show minimum deposits of €10,000 (Standard), €25,000 (Advanced), €100,000 (Platinum), €250,000 (Expert) and €500,000 (VIP), with stated “swap reduction” increasing by tier. The Legal documents describe withdrawal processing times, minimum withdrawal amounts (USD/EUR/GBP 100; crypto thresholds listed) and fees (e.g., bank wire $/€/£50; card $/€/£25 plus a processing fee; a 10% levy where volume/verification conditions are not met; a 10% monthly dormancy fee after six months). The CFD risk policy states that losses can exceed the initial deposit. In a regulatory warning, the Bank of Russia added FinvestAI (finvestai.org) to its Warning List with “signs of illegal professional securities market participant” dated 18.02.2025.

Pros and cons

Pros

• Web‑based trading platform with multi‑asset coverage (forex, stocks, crypto, indices, commodities) and stated tight spreads.
• Detailed legal pages outlining operator identity, jurisdictional restrictions, withdrawal processing and fee schedules.
• Multilingual site interface (English, French, Portuguese).

Cons

• Regulatory warning: Bank of Russia lists FinvestAI (finvestai.org) for “signs of illegal professional securities market participant” with entry dated 18.02.2025.
• High stated minimum deposits (from €10,000 up to €500,000) and leverage capped by tier (up to 1:400 on the Account Types page), while the homepage cites up to 1:500.
• Withdrawal costs and conditions include fixed fees, a 10% levy in specified cases, and a 10% monthly dormancy fee after six months of inactivity.
• Jurisdictional restrictions include the United States.
• Inconsistent client portal domains referenced: client.finvestai.org and external client.pioneermarkts.com (registration page lists USD/EUR/GBP currency options).